FHA Streamline
How long do I need to have my FHA loan?
FHA Streamlines have a seasoning requirement — generally a minimum amount of time and a minimum number of on-time payments since your loan started.
HUD requires your current FHA loan to be “seasoned” before you can do a Streamline — generally measured in months since your first payment plus a minimum number of payments made on time. If your loan is very new, you may not yet qualify. A loan originator can check your specific loan's eligibility date.
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