Savings & cash-flow calculator

See what an FHA Streamline could actually look like for you.

Tell us four things about your current loan. We estimate the rest — your payment, your remaining term, and a realistic new rate — using real amortization math, so you can see both paths before you ever talk to anyone.

Your current FHA loanCurrent principal balance

Roughly what you still owe — your latest statement is close enough.Current interest rate

Mortgage start month

Year

From these four facts we estimate your monthly principal & interest and how many payments you have left — no need to dig up your amortization schedule.

What we assume for this estimate

A modeled new rate of 5.99% on a 30-year term, and estimated cash to close of about 1 monthly payment. Every figure here is illustrative and confirmed by a licensed loan originator — not a rate quote.

A few more details will unlock your numbers

Enter your current balance, rate, and the month and year your mortgage started on the left. We'll estimate everything else.

Ready for your exact numbers?

This calculator shows illustrative math. To see your real options, answer a few quick questions — no obligation.

Rates, payments, and savings shown are illustrative estimates based on the information entered and are not a quote, loan offer, or commitment to lend. Actual rates, terms, and costs depend on your individual transaction and are subject to lender review and current pricing.