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FHA Streamline

Can closing costs be rolled into the loan?

Not automatically — whether any costs can be financed into your new balance depends on FHA rules and your specific transaction.

Ordinary FHA Streamline closing costs generally can't simply be added to your new loan balance just because you'd prefer to finance them. Depending on program rules and your transaction, some costs may be eligible to be included, but this isn't automatic or universal. Many borrowers instead use lender credits (see the next question) to help cover eligible closing costs.

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